Have you ever opened a “legal” looking letter to find that you have been included in a lawsuit, just because you bought something? When a company puts out a product that doesn’t work as advertised, or has some design flaw, a class action lawsuit is the common vehicle for gathering all potentially affected parties.

I’ve received a couple of those letters. On those occasions, I’m just like everyone else. My first thought is, “What’s in this for me?”

There is a class action underway that affects you.

Under all the legal phrasing, the notification of a class action does three things:
First, it states the basis for the action (what product was bought, and what’s asserted to be wrong with it).

Second, it defines available benefits.

Third, it asks for a choice whether or not to be included in the action.

Reading the terms can be important before taking action. Ignorance may be bliss, but the effect can turn unpleasant. Doing nothing may exclude or include you when you didn’t want to be. Sometimes, though, the benefit may not be worth the bother.

Just last week, I received one of those notices in the mail. It told me I am entitled to participate in a class action becauseof a lawn mower I bought. It seems, it doesn’t put out as much horsepower as was claimed.

That frames a question that applies to more than just a lawn mower purchase—is your life generating all the power it should?